I'm sure all of you know by now that I have been job searching since November 2010 for a position as a school psychologist. While I am presently working as an administrator in my church, I would love to actually work in the field for which I went to school all of these years. When I graduated in December, my arch nemesis Sallie Mae was alerted and I began receiving student loan bills as soon as I drove off my school parking lot. While I was a graduate student, I was safe because all of my loans were put into deferment, which basically means I didn't have to pay one red cent until I completed my degree. Well, well, lo' and behold, I completed my degree and here came the student loan bills. See, when you graduate, Sallie Mae automatically assumes that you have a job lined up so you'll be able to afford to pay back the thousands of dollars that you owe her without delay. What Sallie Mae failed to realize is that due to circumstances beyond my control, I wasn't able to get that alleged job right away. Again, I am presently working, just not yet making the thousands of dollars that I am supposed to be getting! lol! In the beginning of 2011, while I job searched in various school districts, I had to seriously cut back on my shopping habits in order to pay Sallie Mae and keep her quiet. It wasn't a struggle to pay her, but it was a struggle to not shop. I couldn't even tell you the last time I went strolling through department store aisles picking out shoes, and dresses, and cute handbags. I'd say since February, I hadn't shopped the way I used to AND IT SUCKED!! In the last 7 months I've maybe purchased one or two pairs of shoes and some undergarments at best, but in terms of the usual damage that I make, I'm nowhere close! I had to weigh my options and decide whether I wanted to completely ignore Sallie Mae and shoot my credit score straight to hell, or sacrifice for a bit, pay my bills on time and shop later on. I chose the latter, so that meant no shopping! I had to unsubscribe from every store email that I got, from groupon's daily deals, just everything!! The worst feeling ever was to see a hot outfit or a cute pair of shoes and having to decline from purchasing it because I had other priorities. Now that I am back in yet more school, my student loan bills have gone into deferment again until 2015 which is wonderful! I am financially stable and able to shop again, but guess what?! I don't feel like doing it anymore! Am I sick?! Is this an illness?! What happened to my desire to buy 6 shoes and 12 dresses??? The thrill is gone....
THE THRILL IS GONE!!!!!!!!!!!!!
Oh well, maybe I'll recover and buy the entire TJ Maxx store in November...or not... I will say though, there's nothing better than knowing that you have money in the bank at your disposal, no credit card debt, and all your monthly bills are up to date. I'd say that's way more satisfying than any outfit that I could ever purchase!
I'm sure all of you know by now that I have been job searching since November 2010 for a position as a school psychologist. While I am presently working as an administrator in my church, I would love to actually work in the field for which I went to school all of these years. When I graduated in December, my arch nemesis Sallie Mae was alerted and I began receiving student loan bills as soon as I drove off my school parking lot. While I was a graduate student, I was safe because all of my loans were put into deferment, which basically means I didn't have to pay one red cent until I completed my degree. Well, well, lo' and behold, I completed my degree and here came the student loan bills. See, when you graduate, Sallie Mae automatically assumes that you have a job lined up so you'll be able to afford to pay back the thousands of dollars that you owe her without delay. What Sallie Mae failed to realize is that due to circumstances beyond my control, I wasn't able to get that alleged job right away. Again, I am presently working, just not yet making the thousands of dollars that I am supposed to be getting! lol! In the beginning of 2011, while I job searched in various school districts, I had to seriously cut back on my shopping habits in order to pay Sallie Mae and keep her quiet. It wasn't a struggle to pay her, but it was a struggle to not shop. I couldn't even tell you the last time I went strolling through department store aisles picking out shoes, and dresses, and cute handbags. I'd say since February, I hadn't shopped the way I used to AND IT SUCKED!! In the last 7 months I've maybe purchased one or two pairs of shoes and some undergarments at best, but in terms of the usual damage that I make, I'm nowhere close! I had to weigh my options and decide whether I wanted to completely ignore Sallie Mae and shoot my credit score straight to hell, or sacrifice for a bit, pay my bills on time and shop later on. I chose the latter, so that meant no shopping! I had to unsubscribe from every store email that I got, from groupon's daily deals, just everything!! The worst feeling ever was to see a hot outfit or a cute pair of shoes and having to decline from purchasing it because I had other priorities. Now that I am back in yet more school, my student loan bills have gone into deferment again until 2015 which is wonderful! I am financially stable and able to shop again, but guess what?! I don't feel like doing it anymore! Am I sick?! Is this an illness?! What happened to my desire to buy 6 shoes and 12 dresses??? The thrill is gone....
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